For Maryland workers who have been injured on the job or are suffering from an occupational illness from their work, there are many concerns that will arise. Being unable to work stokes fear of lost income and losing the job. Needing medical care, medication, surgical procedures and other treatment strategies can cost significant money. Fortunately, workers can get workers' compensation benefits to cover them while they are unable to work and getting treatment. However, there are cases where there is a dispute. Having legal assistance to get the benefits is often necessary.
The employer's insurance company provides the workers' compensation benefits. While they are supposed to cover workers for what they have lost because of their injury or illness, they are also interested in controlling costs. When there is a disagreement over the amount of treatment a person needs, how long they should be off the job and other circumstances, having a legal professional to help with the case is key.
Some of the considerations that will come to the forefront with workers' compensation include: getting the necessary medical treatment; using a medical professional the injured or ill worker has chosen and not someone the insurer prefers; ensuring that the benefits are provided for the duration that the worker needs them and they are not limited based on random insurer limitations; and how to appeal when a claim is denied. When there is a third party involved like a subcontractor, it is also important to have legal help if a lawsuit must be filed.
As soon as a worker is injured or becomes ill, it is vital to be protected and have a lawyer who understands all aspects of workers' compensation law. The worker or the worker's family should make sure to contact a law firm that has experience in workers' compensation as soon as possible to maximize the benefits a worker is entitled to and receives.