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Verbal estate planning can leave much up to chance

Though it can be difficult to consider how loved ones will live after one's passing, it can be a necessary scenario to think about. Taking the needs of family members and possible future issues into consideration could help Maryland residents through the estate planning process. Having these plans could prove invaluable when the time comes to use them.

Of course, in order for estate plans to be effective, they need to be legally binding. Some people may think that simply telling their loved ones their wishes will allow them to provide necessary information without having to go through a strict process. However, if the proper documents are not created in accordance with the law, family members may not be able to carry out verbally expressed wishes after a person's passing or if the person becomes incapacitated.

Additionally, it can be difficult for family members to remember exactly what a person wanted when the information was only provided verbally -- and possibly different information given to different people. As a result, if an individual becomes incapacitated, it may take precious time to determine what should be done. Plus, even more time will need to be taken in order for someone to obtain the official power to make decisions on a loved one's behalf.

Without estate planning, individuals leave a great deal up to chance. This can be stressful for loved ones and cause unnecessary delays in vital scenarios. Rather than assuming family members will know what to do, Maryland residents may want to instead make sure that they have their wishes down in formal, legally binding documents.

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