Like other states, Maryland’s workers’ compensation program is designed so that injured or disabled workers can get benefits following a work-related illness or injury efficiently. In many cases, an employer, including the employer’s insurer, will pay benefits for...
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Remembering important estate planning documents
Although many people in Maryland are aware of the importance of having an estate plan in place for the sake of their loved ones, it is no secret that many Americans put off the process or forget the importance of keeping existing documents up to date. This can apply...
How does workers’ compensation cover workplace injuries?
Injuries that occur on the job are usually the result of either single event trauma or a chronic condition that develops over time, which can take years to manifest. Some professions pose greater risks to workers, such as in the construction and transportation...
Wealth is not a requirement for trust funds
The advantages of trusts are not restricted to the rich. Trust funds may be an effective estate planning device for anyone who wants to assure that their assets are properly passed on to their family, friends, or a charity. Trust fund defined A trust fund is a legal...
A special needs trust can help care for a loved one
While a lot of estate planning is about figuring out who will receive your assets when you pass away, it's actually about much more than that. It's also about ensuring that your healthcare and financial decisions rest in trustworthy hands in the event that you are...
5 common estate planning mistakes
Estate planning can provide real comfort to surviving family members during their time of need. However, it needs to be thoughtful and done right to get the desired effect. To some, it would seem to be an inventory of assets and where they should go, but mistakes are...
The essentials for drafting or updating an estate plan
No matter what you own, the contents of your savings account or your age, an estate plan is right for you. The benefits of the estate planning process is not just limited to the wealthy, married couples, individuals with children, those diagnosed with an illness or...
Not wearing a seatbelt is among the leading causes of traffic deaths
According to reports from the National Highway Traffic Safety Administration (NHTSA) and the Center for Disease Control (CDC), around 37% of Maryland’s car accident deaths are the result of people not wearing their seatbelts. The statistics paint a sobering picture of...
What a passenger injured in a car crash can do
Entering a car as a passenger requires a certain level of trust. You are placing your safety and well-being in the hands of someone else. Their decision-making is what will determine whether you get to your destination safely or not. Say the worst happens, and the...
What you need to know about workers’ compensation in Maryland
If you have been injured in the workplace, it's important to know that you'll likely be entitled to workers' compensation. Most workers in the United States are covered by workers' compensation insurance through their employers.However, to successfully gain the...