Even though you do your best to avoid trouble on the road, you’re only one mistake away from a car accident that can cause serious injury and extensive damage to your vehicle.
If another person causes a car accident, it’s critical to remain calm and take the necessary steps in the proper order. Here’s what you need to do:
- Move your vehicle to safety: If possible, move your vehicle out of traffic before you do anything else. This reduces the risk of another accident. If you’re unable to move your vehicle, such as the result of your injuries, stay inside until help arrives. Getting out in close proximity to fast-moving traffic increases the chance of being struck by a vehicle.
- Call 911: Even if you think you can manage the scene on your own, it’s best to call 911. The responding paramedics can examine you for injuries and transport you to a local hospital for treatment. Also, the responding police officer can create a police report, which you’ll need when it comes time to file an insurance claim and seek compensation.
- Document the scene: Depending on the circumstances, you may be able to take photos of the scene, damage to your vehicle and personal injuries. This is also a good time to collect witness statements and contact information.
- Follow the advice of your medical team: Neglecting to follow through with treatment of an injury can result in additional bodily harm. Follow their advice until you regain your former level of health.
- Contact your insurance agent: You want to do this as soon as possible, but don’t rush. Your health comes first. The moment you get a chance, contact your agent to put the wheels in motion. Keep in mind that you don’t want to say too much, as your insurance company is always seeking ways to save money.
Once you take these steps, you may want to consider filing a personal injury lawsuit against the negligent party. This can help you obtain additional compensation, such as for your injuries, pain and suffering, and lost wages.
You’ll have a lot going through your mind after a car accident, but when you take the right steps you’ll feel confident in the direction you’re moving.