Workers’ compensation benefits are an important protection for injured workers and their families. For that reason, injured workers need to be familiar with the different types of workers’ compensation benefits they can receive when they have been hurt on the job.
Different types of workers’ compensation benefits can help injured workers with different challenges they face after being injured at work. Workers’ compensation benefits can help workers injured on the job and workers who are suffering from an occupation illness. Benefits that may be available to injured workers include:
Benefits for medical treatment
Injured workers can receive workers’ compensation benefits to help with their medical treatment and care. Injured workers are permitted to see any doctor that they wish, however, the doctor will have to accept the workers’ compensation rates for their services. Medical care and treatment for injured workers and workers suffering from a workplace illness can be costly which is why workers’ compensation benefits for medical care and treatment can help.
Benefits for wage replacement
Injured workers can receive workers’ compensation benefits to help with their lost wages while they are unable to work because of their workplace injury or illness. Wage replacement benefits are equal to two-thirds of the injured worker’s average weekly wage but are also subject to state limits.
Benefits for vocational rehabilitation
Injured workers can receive workers’ compensation benefits to help them with vocational rehabilitation if the impact of their injuries is that they are unable to return to their usual form of work.
Workers’ compensation benefits are a vital support for injured workers and their families. For that reason, injured workers should be aware of the type of benefits available and how they can get the benefits they need when they need them.