While every employee deserves a safe working environment, the unfortunate reality is that workplace accidents can and do occur. In such instances, Maryland’s comprehensive workers’ compensation system is a crucial safeguard for employees.
Understanding your rights and filing a claim is crucial for accessing the benefits you deserve.
File a workers’ compensation claim
Maryland law gives you a two-year window from the date you sustain the work-related injury to submit a workers’ compensation claim. Still, it is vital to initiate the process as soon as possible. This can help you secure the following benefits:
- Coverage for all injury-related medical expenses
- Partial wage replacement while you’re unable to work
- Vocational rehabilitation if you cannot return to your previous job
- Compensation for permanent disabilities
- Death benefits for your loved ones (in case of fatal accidents)
If you pursue this legal recourse, your employer cannot retaliate against you or fire you. If your condition worsens, you can request a reevaluation of your case within five years of the last compensation payment.
Prompt action is key in the first 24 hours
Of course, your health comes first, so even if the injury seems minor, get medical care immediately. This ensures your well-being and creates an official record of your injury.
Following medical treatment, it is essential to report your injury to your employer. The law mandates a 10-day window for this notification. Still, it is best to do this right away, ideally within the first 24 hours.
If possible, take photographs of your injury and the accident scene, and write a detailed account of the incident while it is still fresh in your memory. All medical records and receipts are essential in supporting your claim.
Taking these steps within the first 24 hours can significantly strengthen your workers’ compensation claim. Remember, the system is there to help you, so do not hesitate to use it to its full potential.
