Being injured in a hit-and-run accident can be overwhelming, especially when the responsible party leaves the scene. In Maryland, you still have options for seeking compensation and protecting your rights. Understanding what to do next can help you navigate the situation effectively.
Reporting the incident to law enforcement
The first thing you should do after a hit-and-run accident in Maryland is to contact law enforcement immediately. A police report is essential for any legal or insurance claim you might file later. Reporting the accident helps authorities search for the at-fault driver, and having a report can support your case when dealing with insurance companies. Be sure to provide as many details as possible, such as the location, time, and description of the vehicle, as well as any witnesses to the crash.
Filing an insurance claim
Even if the at-fault driver remains unidentified, you can file a claim with your own insurance company. Maryland requires drivers to carry uninsured motorist (UM) coverage, which can help you if you’re involved in a hit-and-run accident. Your UM coverage can pay for medical bills, lost wages, and property damage caused by the accident. Make sure to file the claim as soon as possible, as there are deadlines that may limit how long you have to file.
Seeking medical attention and documenting injuries
After a hit-and-run accident, it’s crucial to seek medical attention right away, even if you don’t feel injured immediately. Some injuries, like whiplash or concussions, may not show symptoms right away. Getting treated by a healthcare professional creates a record of your injuries, which can be important for your case. Additionally, keep all records of treatments and medical expenses to support your claim.
Pursuing legal action
If the at-fault driver is identified later, you may be able to pursue a lawsuit to recover damages. If the driver remains unidentified, however, your chances of suing them are limited. But Maryland’s uninsured motorist laws may still allow you to claim compensation through your own policy. In some cases, legal assistance may be necessary to help you navigate your options.
When you’re injured in a hit-and-run accident, it’s essential to know that Maryland’s laws are designed to protect you, even if the responsible party is elusive.
