Accidents involving delivery drivers have become more common with the rise of online shopping and food delivery services. If a delivery driver hits you or causes an accident, knowing what to do next can protect your health and strengthen any future claim for damages.
Make safety your top priority
First, check for injuries and call 911 if anyone is hurt. Even if you think you feel fine, get a medical evaluation right away. Some injuries, like whiplash or concussions, can take hours or days to show symptoms. Getting treatment immediately creates medical records that connect your injuries to the accident.
Gather as much evidence as possible
After ensuring everyone’s safety, document the scene. Take photos of your injuries, vehicle damage, and the surrounding area, including any delivery vehicle logos or license plates. Ask for the driver’s name, employer, and insurance information. If anyone witnessed the accident, collect their contact details. These details can help prove who was at fault later on.
Identify the driver’s employment status
In Maryland, liability often depends on whether the driver was working for a company or operating as an independent contractor. Large companies may claim their drivers are contractors to avoid responsibility. However, if the driver was actively making a delivery for the company at the time of the crash, the company’s insurance may still apply. Understanding this distinction helps you know where to direct your claim.
Notify your insurance and track your recovery
Report the accident to your insurance provider as soon as possible, even if you were not at fault. Keep copies of all medical bills, repair estimates, and any missed work documentation. Consistent recordkeeping can make a big difference in how smoothly your claim is processed and how much compensation you may receive.
Maryland law limits the amount of time you have to file a personal injury claim. Acting quickly ensures you don’t lose your right to recover damages for medical costs, lost income, or pain and suffering.
