If you have been injured in the workplace, it’s important to know that you’ll likely be entitled to workers’ compensation. Most workers in the United States are covered by workers’ compensation insurance through their employers.
However, to successfully gain the compensation that you are entitled to, you must make sure that you take the appropriate actions within a certain time frame. You should also be aware of the specific workers’ compensation laws and regulations in your state. The following is an overview of workers’ compensation laws in Maryland.
The time limits for making a workers’ compensation claim in Maryland
If you suffer an accidental injury in the workplace in Maryland, you must notify your employer within 10 days. If you suffer from an occupational illness, you must notify your employer within one year. When you notify your employer, they have the duty to give you the appropriate forms so that you can file a workers’ compensation claim. You must file a claim within seven years.
What types of injuries are covered in Maryland?
Firefighters, rescue squad members, police officers and other high-risk employees are subject to specific provisions in Maryland, meaning that certain conditions will automatically be presumed to be occupational illnesses.
Notably, only work-related injuries are covered by workers’ compensation in Maryland. Intentional injuries, injuries that occurred due to intoxication and injuries that resulted from horseplay are not covered.
What types of benefits can I receive?
In Maryland, you’ll be able to gain full coverage of all medical expenses that resulted from your injury. In addition, you’ll be entitled to a portion of your wages that you lost as a result of needing to take time off to recover. You’ll likely be able to gain back two-thirds of your average weekly wage. If you are unable to continue working in your job due to your injuries, you’ll also be entitled to sponsorship for vocational rehabilitation. This will enable you to retrain in a new role so that you can gain an income in the future.
If you have been injured in the workplace in Maryland, notify your employer as soon as you can. Taking swift action is key if you want to successfully gain back damages.